How to use Apple Pay
The easiest way to get started with contactless payments is iPhone or Apple Pay. Apple pay is a free service for iPhone devices.
Apple pay allows you to add a digital version of a debit or credit card to the Wallet app by setting it up. Once done with set up, you can buy things online on Apple Pay in the apps and person without having your credit cards, cash, or a separate wallet. With Apple Pay, you can send money to friends, family, and relatives through the Messages app. This article will guide you in setting up Apple pay.
Setting up Apple Pay
No matter which device you’re setting up, the first step is always to check the model of your device and whether it is compatible with Touch ID or Face ID for iPhones, except the iPhone 5S. You can also use Apple Pay on certain iPads with Touch ID or Face ID and all Apple Watches since the Series 1. Mac models with Touch ID may also support Apple Pay. In any case, you can check whether your specific device is eligible here.
Next, you’ll need a supported credit or debit card and an Apple ID signed into iCloud. If you’re not signed into your Apple ID, you will ask to sign in during the setup process. Here is the process to add a card to your devices.
On an iPhone
To add a new card to your iPhone:
- Open the Wallet app and tap the + button.
- Select Debit or Credit Card under Available Cards,
- Click Continue.
- Proceed to add a new one from the screen. You can snap a picture of your physical card or enter your card details manually.
- The card issuer might ask you to verify your information. So, verify the card details.
- Tap Agree on the Terms and Conditions.
- Select whether you want the added card to be your default card.
- If you have paired an Apple Watch, you will have the option to add the card to your Watch. You can also do this later.
Once you’ve done this on the iPhone, adding the same cards across your Apple devices becomes much more accessible. That’s why we recommend adding your cards to the iPhone first.
To add a previous card on your iPhone
- Open the Wallet app and tap the + button.
- Tap the last cards to see all the previously added cards.
- Select the card you want to add and click Continue.
- If necessary, the card issuer might ask you to verify your information. So, verify the card details.
On an Apple Watch
You can click on your Watch to add a new credit or debit card or your previously used card on the device associated with your Apple ID.
Adding to your Apple Watch
- Open the Wallet app on your Apple watch.
- Scroll down to and tap add a card.
- Follow the previous steps to add a new card. When done, click continue
- Select the card you want to add and click Continue.
- If necessary, the card issuer might ask you to verify your information. So, verify the card details.
To add Apple pay with the Apple Watch app on your iPhone.
- Open the Apple Watch on your paired iPhone device.
- Tap Wallet and Apple Pay in my Watch tab.
- Click add card.
- Follow the previous steps to add a new card. When done, click continue
- Select the card you want to add and click Continue.
- If necessary, the card issuer might ask you to verify your information. So, verify the card details.
On an iPad or Mac
On the iPad and Mac, you can use Apple Pay to buy things online and in apps and send money via the Messages app.
To set up on an iPad or Mac:
- Go to Settings on iPad or System Preferences on Mac, then select Wallet & Apple Pay.
- Click Add Card.
- Select the card you want to add and click Continue.
- Verify your card details if necessary.
How to use Apple Pay
There are different ways to use Apple pay for contactless payments on iPhone once you see these symbols.
When adding a card, if you add more than one card, pay attention to your default card. Also, if you want to send and receive money in the Messages app, you’ve got to enable the Apple Cash card.
By default, also requires some two-factor authentication when using Apple Pay — which is why you must enable a passcode on the Watch or have a device that supports Touch or Face ID. But if you’d like to bypass that, you can also designate an Express Transit Card.
To access these options, head to Settings > Wallet & Apple Pay on the iPhone, Apple Watch, and iPad. On the Mac, go to System Preferences > Wallet & Apple Pay.
To use face ID to Pay with your iPhone with the default card
- Click the side button twice
- A glance at your iPhone to authenticate with Face ID, enter your passcode when the default card appears, and wait till it’s verified.
Using Touch ID to Pay with your iPhone with the default card
- Put your finger on the touch ID and wait till it’s verified.
To pay with a different card instead of the default card
- Tap choose another card when the default card appears
- Authenticate with any method (Face ID, Touch ID, or Passcode), and wait till it’s verified.
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